BUYER'S RESOURCES
Let me
help you every step of the way
When purchasing a home, you are faced with a number
of obstacles! The biggest one is whether you are actually
prepared to purchase a home. Locating the perfect
home is not always an easy task, and obtaining a mortgage
loan can be a complex and tiring process. Although,
once you have determined that you are ready to move
forward with the required effort towards your home-purchasing
goal, the rewards are unquestionable.
While at your side each step of the way, I will make
the process of purchasing a home easier, more enjoyable,
less time-consuming and less expensive than if you
undertook this challenge on your own. I will help
you prepare so that sellers perceive you as a preferred
buyer, help you locate and assess properties for sale
that match your specifications, and help you through
the myriad of details attending the actual purchase.
I am always familiar with the current homes on the
market, and I know neighborhood values well, so I
can help you determine which properties are fairly-priced
and in good condition before you start your search.
Your First Step
Your first step to buying a home is to first ask yourself
why you want to buy a home: to stop paying rent? To
start building equity? To have a place of your own?
To raise a family? To entertain business associates?
To move up to a bigger house? Next, list what kind
of home you'd like and where you would like to be.
Be specific. Separate the "must haves" from
the "want to haves."
Think of yourself as "zeroing in" on a target,
going from the general to the specific. Consider area
(city, suburban neighborhood, country); community
(north, south, east, or west side); neighborhood (older
and settled or sparkling new, a particular school
zone, recreational facilities); and other community
services such as transportation, daycare, library,
stores, entertainment. Ask yourself how many minutes
you are willing to commute to work.
Think about home styles. How much space do you need?
Does your situation require a one-level home, or are
stairs acceptable? Consider size and kind of property.
Do you want a newer home, or maybe an older one to
fix up? Someday you or your heirs will want to sell.
Consider how long you expect to live in this particular
home.
We cover all this in a “buyer’s interview”
process. This is a 20-30 minute meeting where we establish
a relationship and get all your needs covered so we
don’t spend time looking at houses that don’t
fit your lifestyle, or that are in areas that wont
work.
Your Next Step: Loan
Pre-Qualification
Once you have addressed the above needs, your next
step in the purchasing process is to get pre-qualified
with a mortgage company. This can be done over the
phone or even online in a matter of minutes.
Call me and I will refer you to a mortgage professional
that has an excellent reputation and track record
for successfully acquiring loan approval for his/her
clients.
I Will Find The Right Homes For You
Once you've been pre-qualified and know what price
range you want to stay in, I can help you determine
which properties fit your needs by using the (MLS)
Multiple Listing Service system to locate them.
I have the best possible resources and communication
systems available today to help you locate the homes
on the market that match your specifications. You
can even search my listings here at my website.
I Will Help You Every Step Of The Way
I will help you complete your financing and inspections,
and close on the transaction. My top priority is to
make sure that your home buying experience is pleasant,
cost-efficient and successful.
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